'At current valuations, we believe large-caps offer better downside support.' 'Hence, we are suggesting a small tilt towards them.'
Equity flows turning positive could give fund managers firepower to invest in the markets. This could come in handy as flows from foreign investors have tapered off amid rising bond yields in the US.
Stocks mutual funds had invested in had risen almost to pre-pandemic levels in March.
'Investors need to expect steady returns over the next one to two years with bouts of high volatility.'
The tax filing season is here, and mutual funds have launched tax-saving products.
'Just because you don't see them does not mean they don't exist.' 'The greatest risk is overconfidence.
The relentless rally in small- and mid-cap stocks continues as large-caps show signs of fatigue. In July, the Nifty Smallcap 100 rose 8.1 per cent, extending its year-to-date (YTD) gains to 48.5 per cent, while the Nifty Midcap 100 added 3.1 per cent, taking its YTD rise to 33.5 per cent. On the other hand, the Nifty50 remained unchanged for the month, with YTD gains of 12.7 per cent.
Do you save more money if you use bank portals for online shopping?
Given its focus on the real estate sector, financial planners feel this scheme is not meant for first-time investors and any investor should only have 5 to 10 per cent exposure to this fund.
The good news is investors can make 5 to 6 switches during a year among funds depending on the insurance companies without incurring any costs.
83% of the CEOS plan to hire more in the new year.
'We would advise investors to invest in a disciplined way in equities for the long term.'
'A subscriber will know exactly how much of his money is in debt and how much in equity.'
'We will likely be buffeted by tailwinds from the global economy, geopolitical shifts and robust domestic demand.'
'Money that came into mutual funds near the previous peaks -- the second half of 2017 and 2018 -- has in most cases experienced unflattering returns.' 'A large proportion of redemptions could be such inflows exiting when the market recovered sharply from July 2020 onwards.'
Staying healthy can reduce your next premium. Through wellness programmes, policyholders can get discounts ranging from 8 per cent to 30 per cent.
Don't let knotty financial issues weaken your marital bond. Heavy liabilities of one partner have the potential to sour a new relationship. So, develop a plan for how you will deal with these.
You will be much better off buying the required plans directly from life and general insurers, experts tell Chirag Madia
Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.
If an employee bond is used to ensure that the employee never leaves, then it is illegal.
Keki Mistry, vice chairman and CEO, HDFC tells Joydeep Ghosh and Chirag Madia that unlike some other players it never went for excesses and never took unreasonable risks.